The zone moved because phones grew
The original thumb-zone research was done on screens under four inches, where most of the display was reachable. Phones are now six inches and taller, and the unreachable region has grown with them: the top corners of a modern phone require either a grip change or a two-handed hold.
This is why platform conventions moved. Bottom navigation bars, pull-to-refresh, and iOS putting Safari's address bar at the bottom are all responses to the same measurement. A design that puts the primary action in the top-right corner is following a desktop convention on a device where that corner is the hardest place to reach.
The practical rule: primary actions in the lower half, destructive actions deliberately outside the easy arc, and nothing critical in the top corners.